● Welcome to Credit Plus

Credit Plus Supply Chain Finance Solutions

A digital marketplace connecting buyers, suppliers, and financial institutions to improve working capital, streamline invoice financing, and keep supply chains moving.

Benefits for Suppliers Benefits for Buyers Benefits for Financial Institutions

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Simple & Secure Payment ProcessBank-grade encryption end to end

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Quick Payment ProcessFunds disbursed within 24–48 hours

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Positive Cash Flow without LoansTurn receivables into working capital

24–48h

Funds disbursed

Hidden fees

100%

Digital & secure

Parties, one platform

Credit Plus

The marketplace for working capital financing

Credit Plus is the first marketplace provider offering Supply Chain Finance and Payment-initiating services with terms based on banking partners — resulting in the highest possible working capital improvement at the lowest cost to buyers and suppliers.

Our platform is established with leading banks and provides the most scalable, resilient financing solution.

Credit Plus Solutions

Solutions for buyers, suppliers, and financial institutions

Credit Plus links buyers, suppliers, and financial institutions in one platform to improve working capital, unlock early-payment options, and keep supply chains moving.

Buyers

Extend payment terms and strengthen liquidity while keeping suppliers paid on time.

Suppliers

Turn unpaid invoices into early cash and free up the liquidity trapped in receivables.

Financial Institutions

Deploy scalable supply chain finance programs, finance verified invoices, and reach a connected network of corporates and SMEs.

Dynamic Discounting

Use idle buyer cash to pay suppliers early, earn invoice discounts, and generate a better return than a bank deposit.

How it works

From invoice to cash in four steps

Suppliers, buyers and banks work on the same platform, so nothing is posted, scanned or chased.

Supplier

Uploads the invoice

The supplier submits the invoice on the platform instead of waiting for a post-dated cheque.

Buyer

Approves the invoice

The buyer confirms the invoice and its due date.

Bank

Pays the supplier early

The supplier applies for early payment and the bank disburses it, minus financing fees.

Buyer

Pays on the due date

The buyer settles the invoice on its original due date, completing the transaction.

The platform

See the Credit Plus platform

Every invoice, approval and payment in one place, for suppliers, buyers and banks.

Dynamic Discounting

Dynamic Discounting enables buyers to pay suppliers before invoice due dates in exchange for early-payment discounts. It helps buyers optimize working capital and reduce procurement costs while allowing suppliers to receive payments faster and improve cash flow.

Book a demo

Credit Plus

What is Reverse Factoring?

Payables Finance — or Reverse Factoring — allows buyers to offer an early-payment option to their suppliers based on approved invoices. Suppliers sell/reassign the invoices to the bank in exchange for a discounted early payment. Buyers then pay the full invoice value to the bank on the maturity date — typically under an Irrevocable Payment Undertaking.

Cashflow Optimization